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ChargeOver Quote-to-cash (QTC) software review

Emerging

“Automated recurring payment software for your growing business”

Our verdict: Best for SMB companies that want a billing-first platform strong in billing.

ChargeOver is a billing-first platform headquartered in the United States. It ranks #33 of 44 in our quote-to-cash software ranking with a score of 47.2/100, and documents capabilities in 10 of the 12 quote-to-cash stages. Its strongest area is billing; its weakest is quote and sell. G2 rating: 4.7/5.

Overall score

47.2/100

33rd of 44

Score breakdown

  • Quote and sell 1.9/15
  • Contracts and orders 4.2/15
  • Billing 12.3/15
  • Collections, tax and revenue 7.5/15
  • Reporting, platform and AI 6.4/15
  • Integration ecosystem 10.2/20
  • G2 rating 4.7/5

User reviews

4.7/5 on G2

Data checked on October 15, 2026

Every capability links to its public source — methodology

Pros

  • Usage metering
  • Dunning
  • Tax calculation
  • Proration

Cons

  • No documented quote templates
  • No documented ramped and multi-year deals
  • No documented approval workflows

Pros and cons are derived from the capabilities ChargeOver documents publicly, not from opinions.

ChargeOver at a glance

Founded
2011
Headquarters
Minneapolis (Minnesota), USA
Product type
Produit autonome
Sales motion
PLG (libre-service, paiement en ligne)
Free trial
Yes
Deployment
SaaS (inferred: no self-hosted offer mentioned)
Certifications
PCI DSS
GDPR
Yes
API
Yes (REST) — https://developer.chargeover.com/docs/api/
Webhooks
Yes
Sandbox
Yes
Currencies
24 devises
Implementation time
7 to 14 days
Migration tools
Yes (from Stripe)
Support channels
Phone
Support hours
24/7
Primary buyer
Finance
Quote-to-invoice handoff
Automatic (invoice created on its own)
Deal complexity
Moderate
Contract types
Monthly; annual; multi-year
Replaces
Saisie manuelle (facturation, relances, rapprochement)

Integrations

CRM
Salesforce; HubSpot
Accounting and ERP
QuickBooks; Xero
Payment gateways
Authorize.net
Tax engines
Avalara ; Vertex

Quote-to-cash capabilities

ChargeOver documents 35 of the 79 capabilities we check, across 10 of the 12 quote-to-cash stages. Each level links to the public page that proves it.

Catalog and pricing

Product catalog Not documented
Multi-currency price books Not documented
Bundles Not documented
Pricing rules Supported
Price versioning Not documented
Pricing models Supported

Configure-price-quote (CPQ)

Guided selling Not documented
Configuration rules Not documented
Discounts and guardrails Not documented
Quote templates Not documented
Multi-currency quotes Not documented
Quote versioning Not documented
Ramped and multi-year deals Not documented
AI quoting assistant Not documented

Approvals and deal desk

Approval workflows Not documented
Discount thresholds Not documented
Parallel and sequential approvals Not documented
Deal desk Not documented
Margin visibility Not documented

Proposals and e-signature

Proposal documents Not documented
E-signature Via partner
Buyer deal room Not documented
Online acceptance Supported

Contracts

Contract generation Not documented
Clause library Not documented
Redlining Not documented
Contract repository Not documented
Renewal clause tracking Supported

Orders and provisioning

Order from signed quote Supported
Amendments Not documented
Co-terming Not documented
Entitlements and provisioning Not documented

Billing and invoicing

Subscriptions Core strength
Usage metering Core strength
Usage rating Supported
Hybrid pricing Supported
Prepaid credits Not documented
Proration Core strength
Invoice generation and scheduling Core strength
Invoice customization Supported
Consolidated and multi-entity billing Supported
Credit notes Core strength
Multiple billing frequencies Supported
Parent and child account hierarchy Supported

Payments and collections

Payment gateways Core strength
Payment methods Core strength
Customer portal Supported
Dunning Core strength
Accounts receivable automation Not documented
Cash application and reconciliation Not documented
Payment terms Supported
Multiple payment providers Supported

Tax

Tax calculation Core strength
Compliant e-invoicing Not documented
Multi-entity tax Not documented

Revenue recognition

ASC 606 and IFRS 15 Supported
Deferred revenue Not documented
Revenue waterfall Supported
General ledger entries Not documented
Audit trail Not documented

Renewals and lifecycle

Automatic renewals Not documented
Renewal quotes Not documented
Expansion and upsell Core strength
Cancellations Core strength

Reporting and metrics

MRR and ARR Core strength
Churn Core strength
Bookings, billings and revenue Not documented
Cohorts Supported
Forecasting Not documented

Platform and AI

API Core strength
Webhooks Core strength
Two-way CRM sync Supported
ERP sync Not documented
AI collections agents Not documented
Roles and permissions Not documented
MCP server Not documented
CRM widget Supported
Billing anomaly detection Not documented
AI customer health agents Not documented

Not published by the vendor: Vendor, Parent company, Offices, Team size, Regions served, Interface languages, Pricing model, Entry price, Public pricing, Free plan, Setup fees, Data hosting, Uptime SLA, E-signature, Data warehouses, Marketplaces, SOX support, SSO / SCIM, Implemented by, Implementation partners, Onboarding included, G2 categories, G2 badges, Customers claimed, Logo URL.

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